For the second time while trying to rent a new property, the information has come back incorrect resulting in an automatic decline of my application. The first time it happened, I disputed it with the company used to conduct the background check, which was corrected. I have just declined again for the same reason, and currently have a dispute open with the company that performed the background check. I need to have this fixed, as it is disrupting my life and may cause a disruption in my future job search. Are there any other ways to correct the background report, because disputes seem unuseful to me?
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KITCHENS TO LIFE
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You should understand that the main way to correct an error in your background or credit report is to dispute it with the consumer reporting agency. The agency has 30 days to investigate and come back with a response. If after this period, they don’t change anything and don’t answer your request, you might sue them, for inaccurate reporting, under FCRA. You might do the disputing process, but in case of a lawsuit, you’ll need a professional attorney’s assistance so I suggest you reach out to this team https://consumerattorneys.quora.com/.